Archive for the Retirement Category

Attacked By Vanguard

Posted 13 January 2010 by
Tagged As: | Categories: Mutual funds, Retirement | 5 Comments

I’m writing this out of pure disbelief. Back in November I received a threatening e-mail from someone in Vanguard’s legal department. I would gladly post the e-mail in its entirely, but they will probably sue me if I do since it contains a confidentiality statement. Nevertheless, I will describe enough of the e-mail so that [...]

The Great Portfolio Pummeling of 2008

Posted 2 January 2009 by
Tagged As: | Categories: Market, Mutual funds, Retirement | Comments Off

A New Year is upon us. At the end of a year, I normally have feelings of pensiveness and of reflective nostalgia about the year past and the inexhaustible marching forward of time. This time, not so much. Sure, I still have those nostalgic feelings on a personal level, but economically, I’m ready to kick [...]

Opening a Roth IRA on a Budget

Posted 21 November 2007 by
Tagged As: | Categories: Mutual funds, Retirement | 9 Comments

A reader recently asked me about starting a Roth IRA with a minimal opening amount (less than $500), and I think it’s a good question. Most of the major companies expect you to have a substantial initial investment (usually 2-3k), so what can someone who doesn’t have that much do? It doesn’t seem fair to [...]

2006 IRA Investment Deadline – April 17, 2007

Posted 6 April 2007 by
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If you have an IRA (and you should!), the deadline for contributing money allocated for 2006 is April 17, 2007. After that date, any money that you invest is considered an investment for 2007. I have both a Roth IRA and a Traditional IRA, but right now I’m only contributing to the Roth. I have [...]

My Current Retirement Fund of Choice

Posted 31 March 2007 by
Tagged As: | Categories: Mutual funds, Retirement | Comments Off

Vanguard Target Retirement 2045 Fund (VTIVX) As I mentioned previously, I recently moved my Roth IRA from American Funds to Vanguard. When I transfered, I placed all my money in the Vanguard STAR Fund (VGSTX) initially, which only requires a $1,000 minimum. Recently I contributed enough money to break the $5,000 mark, and this was [...]

Roth IRA Transfer

Posted 23 March 2007 by
Tagged As: | Categories: Mutual funds, Retirement | 1 Comment

(Vanguard legally obligated me to remove their logo image from this post. Why? Because they’re a bunch of assholes. I still dislike “loaded” mutual funds, but I like Vanguard even less.) Today I transferred my Roth IRA from American Funds to Vanguard. Why, you ask? It’s simple. There is not much money in it, but [...]