Archive for the Credit cards Category

Credit Card Solicitations, “Professional” Accounts, and the WSJ

Posted 9 August 2010 by
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Here’s another chance to get your name in lights as part of an article in the Wall Street Journal. The same reporter who left a comment seeking feedback regarding Citi’s introduction of a $60 annual fee to many of their credit cards is now seeking feedback for a similar topic. Jessica, a reporter for the [...]

Advice on Choosing a First Credit Card

Posted 16 May 2010 by
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I recently had an exchange with an old friend of mine named Spencer, who is finishing college and interested in acquiring his first credit card. He writes: I was writing to ask your advice on Credit Cards. I know that you are a credit master, and I’m finally looking at getting my first card. I’ve [...]

Citi Adds $60 Annual Fee to Many Cards – Watch Your Mailbox

Posted 14 February 2010 by
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If you have a credit card from Citibank, keep an eye on your mailbox because Citi has recently implemented a $60 annual fee for many of their cards. Citibank – the same too-big-to-fail monstrosity – the same company that accepted taxpayer bailout money and subsequently jacked up interest rates across the board – yeah, that [...]

Schwab Invest First Credit Card – Working Link

Posted 29 November 2009 by
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You’ve probably heard about the Schwab Invest First credit card already. You know, the one that offers 2% cashback on all purchases? It’s been available for roughly a year now, but Schwab has stopped actively promoting it. A working application link is difficult to find, but try this one below: Application Link In years past, [...]

Chase Sapphire Sign-up Bonus – $100 or $150

Posted 25 July 2009 by
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Chase is promoting their new Sapphire credit card by offering a sign-up bonus for it. The card comes in both a free version and an annual fee version, with a $100 and a $150 sign-up bonus respectively. Unfortunately, it doesn’t look like you can get both bonuses because the offer is only good for first-time [...]

VISA Black Credit Card – Exclusive or Egotistic?

Posted 3 July 2009 by
Tagged As: | Categories: Credit cards, Humor | 16 Comments

To the best of my knowledge, I’m not a pretentious jerk-wad. Nor is my ego inflated by enticements of luxury and exclusivity. I’ve never owned a “Members-only” jacket, if that means anything at all. Imagine my surprise, then, when I received an invitation to apply for the exclusive Black Card from VISA, which (according to [...]

The Fall of Chase Freedom – Continued Commentary

Posted 21 May 2009 by
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If you have a Chase Freedom card, you have likely received a letter from them touting some upcoming improvements to your account. I received my letter a little over a week ago, and I giddily responded here. The main highlights are that Chase is tossing aside the 3% cashback scheme for set categories (such as [...]