Finance Tracker: October 2013

Halloween-Wallpaper

November has arrived, which means it’s time to tally up October’s income and expenses. Though October is easily my favorite month of the year, November is a close second, as both my wife and son celebrate their birthdays, and Thanksgiving allows me to gorge and imbibe myself into a stuffed, inebriated stupor. After all, I do believe it is constitutionally enshrined that one must drink on Thanksgiving. :-)

The year 2013 is rapidly coming to a close. For this entire year I have meticulously tracked my income and expenses using my incomparable finance tracker. You should give it a shot, even for a month. It’ll cure what ails ya.

Without further ado, let’s do the numbers: Continue reading

Finance Tracker: September 2013

Fall leaves

October is upon us, which means three things: It’s time to light my pumpkin-spice candles, buy Halloween candy, and track my September finances!

Every month, I keep track of my expenses and income using my amazing and revolutionary IM Finance Tracker. Not only can you use it to get your financial house in order, it will automatically calculate your savings rate, restock your pantry, and turn you into a better lover! Well, truth be told, it may not actually restock your pantry. :-)

Without further ado, let’s do the numbers: Continue reading

Finance Tracker: August 2013

August wallpaper

Credit: Brandon Moats

Every month during 2013, I’m keeping track of our income and expenses, down to the last penny. Last month (July) was our worst month so far. So, how’d we do in August? Much better, even though expenses are still higher than I expected.

If you haven’t seen it yet, I track all details of my financial life using my incredibly badass IM Finance Tracker Spreadsheet. What do you mean you’re still not using it? It’s pretty much the best thing ever! In all seriousness, if you’ve never tracked every penny that enters and leaves your wallet, you literally don’t know what you’re missing. Just give it a shot, even for a month or so.

And now for the numbers: Continue reading

A Household Alcoholic Reformation

Image credit: Dennis Wilkinson

Image credit: Dennis Wilkinson

At the IM household, the alcohol tends to flow freely. Starting back in 2007, when we were both in graduate school, my wife and I began a tradition: every Friday evening, we would unwind after dinner by splitting a bottle of red wine, talking and enjoying each other’s company by candlelight. These evenings would usually unfold over 2-3 hours and were almost always accompanied by music, games of backgammon, fine cheese (or homemade bread), and conversation that solved all the world’s problems. These “wine nights” were therapeutic for us, and we happily kept up this weekly tradition through most of 2009, occasionally substituting craft beer for the red wine.

Fast-forward to July 2009. Continue reading

Finance Tracker: July 2013

July 2013 wallpaper calendar

Credit: sarahhearts.com

Every month, I keep a detailed log of my household expenses and income. July 2013 turned out to be lousy month for income and an even worse month for expenses. Truth be told, it turned out to be our most-expensive month to date. Come the end of the year, I hope that still remains true.

I track all our finances using my spectacularly meticulous¬†IM Finance Tracker spreadsheet. If you’ve never tracked every dollar that flows in and out of your wallet, you literally don’t know what financial details you’re missing. I implore you to give it a shot, even for a month.

And now for the numbers: Continue reading

Get Your Financial House in Order with the InterestingMoney Finance Tracker

Tired of wondering where all your money is going? Want an easy way to determine your monthly savings rate? Then it’s time to take charge of your monetary life and get your financial house in order. Mr. IM is here to help.

The InterestingMoney.com Finance Tracker

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The IM Finance Tracker – Google Drive Link
Features include budgets for fixed and variable spending, tracking expenses categorically by month, charting income versus expenses, and automatic calculation (and graphing) of your savings rate.

What is it? Basically, it’s a spreadsheet to track your household financial life. No, it’s more than that – it’s a life-changing tool that promises to fatten your wallet, crush your debt, and make you a better lover. That’s a bit overboard. The truth is somewhere in between. Continue reading

Finance Tracker: June 2013

June 2013 wallpaper

Every month during 2013 I have chosen to keep track of my financial life. June turned out to be a great month despite a couple of unexpected expenses as well as a family vacation. Our income was higher than average thanks to some beefy royalty payments.

If you’ve never tracked your spending down to the last dollar, I highly encourage you to give it a shot, even for just a month. The results may surprise you.

Alright, enough of that. Let’s see the numbers. Continue reading