Archive for 2010

The World’s Worst Debtors

Posted 19 September 2010 by
Tagged As: | Categories: Uncategorized | 1 Comment

(This is a guest article by Alban Guillemot.) A favorite point of contention with voters the world over is to chastise their governments for their spending and inevitable budget deficits. However, before we start throwing stones at government spending, it is worth taking a look at the glass houses many nations have built around themselves [...]

Credit Card Solicitations, “Professional” Accounts, and the WSJ

Posted 9 August 2010 by
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Here’s another chance to get your name in lights as part of an article in the Wall Street Journal. The same reporter who left a comment seeking feedback regarding Citi’s introduction of a $60 annual fee to many of their credit cards is now seeking feedback for a similar topic. Jessica, a reporter for the [...]

Your Most-Important Investment

Posted 31 July 2010 by
Tagged As: | Categories: Education | 2 Comments

What’s the most important investment product that you own? Shares of GE? Apple? An index or bond fund? Your house? Nope There’s an investment product out there that’s far more important than any of those. In fact, it’s such a monumental investment that it makes any stock certificate look like a lifeless, meaningless piece of [...]

WTDirect Savings – Up to $500 Bonus Available

Posted 21 May 2010 by
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WTDirect Savings is currently running a promotional offer in which you can earn up to a $500 bonus. The bonus is easy to earn, but the potential hurdle is that you need a chunk of existing cash in order to earn the full bonus. Link to Promotional Offer Earning the bonus is simple – for [...]

Advice on Choosing a First Credit Card

Posted 16 May 2010 by
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I recently had an exchange with an old friend of mine named Spencer, who is finishing college and interested in acquiring his first credit card. He writes: I was writing to ask your advice on Credit Cards. I know that you are a credit master, and I’m finally looking at getting my first card. I’ve [...]

Closing an HSBC Direct (Advance) Account

Posted 1 March 2010 by
Tagged As: | Categories: Banking | 2 Comments

Continuing my recent string of account closings as part of my grand plan to simplify my savings account setup, I just closed my HSBC Direct Advance account. Doing so was was easy, and did not require a phone call. If you want to close your account online, all you have to do is log in [...]

Savings Account Simplification

Posted 28 February 2010 by
Tagged As: | Categories: Banking, Savings | 1 Comment

Since I finally decided to close my FNBO Direct account, I’ve been thinking a lot about the multitude of savings accounts that I’ve created over the last few years. Most of them are now idle, practically abandoned with only a penny, or maybe a dollar in them. Many of them I opened for some promotional [...]