Archive for November 2007

128th Carnival of Personal Finance, plus Cyber Monday Apathy

Posted 26 November 2007 by
Tagged As: | Categories: Carnivals | Comments Off

Many thanks to Blain at StockTradingToGo for including my article on Opening a Roth IRA on a Budget in the 128th Carnival of Personal Finance. It’s the first time I’ve ever participated in a personal finance “carnival,” even though this site is now about eight months old. I suppose I could greatly increase my traffic [...]

Just In Case – How To Make Sure Your Spouse Knows Your Financial Passwords

Posted 24 November 2007 by
Tagged As: | Categories: Management | 17 Comments

Update: please also see my handy guide to the KeePass password manager. I take care of all the bills and other financial matters in my household. My wife is certainly capable of doing so, but is more than happy to let me manage it all due to my great interest in it. My guess is [...]

Opening a Roth IRA on a Budget

Posted 21 November 2007 by
Tagged As: | Categories: Mutual funds, Retirement | 9 Comments

A reader recently asked me about starting a Roth IRA with a minimal opening amount (less than $500), and I think it’s a good question. Most of the major companies expect you to have a substantial initial investment (usually 2-3k), so what can someone who doesn’t have that much do? It doesn’t seem fair to [...]

Discover’s Dirty Little Cashback Bonus Secret

Posted 18 November 2007 by
Tagged As: | Categories: Credit cards | Comments Off

If you use a Discover credit card, there is something you should know – a dirty little secret that Discover probably doesn’t want you to know. Actually, it’s not so secret because they actually publish it on their website, but it IS secret because it’s not so easy to find. Before I spill the secret, [...]

Citi mtvU – A Great Student Credit Card

Posted 17 November 2007 by
Tagged As: | Categories: Credit cards | Comments Off

I rarely apply for a credit card without some kind of sign-up bonus, but I recently made an exception for the mtvU card from Citi. Yes, this is a “student” credit card, and though the end is in sight for my doctorate, I am still technically a student! What I Like Here’s what I like [...]

How I Save $780 Per Year

Posted 14 November 2007 by
Tagged As: | Categories: Victories | 2 Comments

What it I told you that there was a way you could easily save upwards of $500 every year? Sound nice? What if I told you that you could also increase the general happiness of people around you at the same time? Sound unbelievable? It is… almost. Most people are simply unable (or unwilling) to [...]

Poll: Is E-Trade Toast?

Posted 13 November 2007 by
Tagged As: | Categories: Banking, Market | Comments Off

If only I traded individual stocks – yesterday I would have bought shares in E-Trade! Their stock sank about 60% upon worries that they might actually go bankrupt. E-Trade’s President also posted this message: This is a challenging time for the financial services industry. Bad news in the credit, housing, and stock markets continues to [...]